SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA
Texaco Service Station franchise in Georgia: what the public record shows
Franchisees of Texaco Service Station in Georgia have taken 26 SBA loans since 1991 (average $690,542), and of the 17 loans whose story has ended, 5.9% were charged off — versus 13.6% for Texaco Service Station nationally and 14.8% across all rateable franchise brands.
Loans in GA
26
Resolved
17
Local charge-off
5.9%
National charge-off
13.6%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
2,847
statewide, all operators
Per 100k residents
25.5
national 30.2
Versus the country
-16%
thinner
Every business in Texaco Service Station's industry operating in Georgia — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$1,044
Georgia, BLS QCEW 2025
National average
$1,002
same industry, all states
Versus the country
+4%
costlier to staff
What Texaco Service Station's industry actually pays workers in Georgia, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in GA | Local charge-off | Units in GA |
|---|---|---|---|
| Chevron (Gas Station) | 47 | 3.1% | — |
| Meineke | 43 | 29.6% | — |
| Shell Service Station | 34 | 12.0% | — |
| Aamco Transmissions | 24 | 46.7% | — |
| Christian Brothers Automotive | 24 | 0.0% | — |
| Maaco Auto Painting Center | 23 | 10.0% | — |
| Citgo Service Station | 21 | 0.0% | — |
| All Tune and Lube | 16 | 58.3% | — |
| Amoco (Gas Station) | 11 | thin | — |
| Midas Muffler Shop | 10 | thin | — |
| Exxon | 8 | thin | — |
| Chevron - Retail Supply Contract | 7 | thin | — |
Same sector, same state, same public records — how Texaco Service Station compares to the systems a buyer in Georgia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Texaco Service Station's numbers, including talking you out of a bad deal.