FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · MASSACHUSETTS

THE UPS STORE NON-TRADITIONAL franchise in Massachusetts: what the public record shows

Franchisees of THE UPS STORE NON-TRADITIONAL in Massachusetts have taken 64 SBA loans since 1991 (average $210,832), and of the 36 loans whose story has ended, 0.0% were charged off — versus 7.2% for THE UPS STORE NON-TRADITIONAL nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 93 franchised outlets in Massachusetts (fiscal 2025) — about 1.3 per 100k residents.

SBA loan outcomes · Massachusettsvs national

Loans in MA

64

Resolved

36

Local charge-off

0.0%

National charge-off

7.2%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Franchised outlets in Massachusetts · FDD Item 20+4 over the disclosed window
Fiscal yearFranchisedCompany-owned
202389
202491
202593
Same-sector systems with SBA loan history in Massachusetts2 systems
SystemLoans in MALocal charge-offUnits in MA
Play It Again Sports (Retail Sports)11thin
Children'S Orchard (Retail Clothing)8thin

Same sector, same state, same public records — how THE UPS STORE NON-TRADITIONAL compares to the systems a buyer in Massachusetts would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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