SBA 7(a)/504 FOIA · FY1991–PRESENT · MICHIGAN
THE UPS STORE NON-TRADITIONAL franchise in Michigan: what the public record shows
Franchisees of THE UPS STORE NON-TRADITIONAL in Michigan have taken 50 SBA loans since 1991 (average $238,528), and of the 28 loans whose story has ended, 10.7% were charged off — versus 7.2% for THE UPS STORE NON-TRADITIONAL nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 134 franchised outlets in Michigan (fiscal 2025) — about 1.32 per 100k residents.
Loans in MI
50
Resolved
28
Local charge-off
10.7%
National charge-off
7.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MI. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 119 | — |
| 2024 | 128 | — |
| 2025 | 134 | — |
| System | Loans in MI | Local charge-off | Units in MI |
|---|---|---|---|
| Save - a - Lot | 17 | thin | — |
| Play It Again Sports (Retail Sports) | 16 | 16.7% | — |
| Once Upon a Child | 13 | 0.0% | — |
| Batteries Plus Bulbs | 12 | thin | — |
| Naturals2Go | 8 | thin | — |
| Deck the Walls | 5 | thin | — |
| Iga Food Stores | 5 | thin | — |
| Music Go Round | 5 | thin | — |
Same sector, same state, same public records — how THE UPS STORE NON-TRADITIONAL compares to the systems a buyer in Michigan would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing THE UPS STORE NON-TRADITIONAL's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →