SBA 7(a)/504 FOIA · FY1991–PRESENT · RHODE ISLAND
THE UPS STORE NON-TRADITIONAL franchise in Rhode Island: what the public record shows
Franchisees of THE UPS STORE NON-TRADITIONAL in Rhode Island have taken 6 SBA loans since 1991 (average $174,666)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 7.2% is the better guide. Its latest FDD Item 20 state table reports 12 franchised outlets in Rhode Island (fiscal 2025) — about 1.08 per 100k residents.
Loans in RI
6
Resolved
4
Local charge-off
thin
National charge-off
7.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = RI. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 11 | — |
| 2024 | 11 | — |
| 2025 | 12 | — |
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing THE UPS STORE NON-TRADITIONAL's numbers, including talking you out of a bad deal.
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