SBA 7(a)/504 FOIA · FY1991–PRESENT · TENNESSEE
THE UPS STORE NON-TRADITIONAL franchise in Tennessee: what the public record shows
Franchisees of THE UPS STORE NON-TRADITIONAL in Tennessee have taken 20 SBA loans since 1991 (average $351,890)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 7.2% is the better guide. Its latest FDD Item 20 state table reports 105 franchised outlets in Tennessee (fiscal 2025) — about 1.45 per 100k residents.
Loans in TN
20
Resolved
9
Local charge-off
thin
National charge-off
7.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TN. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 91 | — |
| 2024 | 99 | — |
| 2025 | 105 | — |
| System | Loans in TN | Local charge-off | Units in TN |
|---|---|---|---|
| Naturals2Go | 19 | thin | — |
| HobbyTown | 11 | thin | — |
| Once Upon a Child | 9 | thin | — |
| Play It Again Sports (Retail Sports) | 8 | thin | — |
Same sector, same state, same public records — how THE UPS STORE NON-TRADITIONAL compares to the systems a buyer in Tennessee would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing THE UPS STORE NON-TRADITIONAL's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →