SBA 7(a)/504 FOIA · FY1991–PRESENT · WEST VIRGINIA
THE UPS STORE NON-TRADITIONAL franchise in West Virginia: what the public record shows
Franchisees of THE UPS STORE NON-TRADITIONAL in West Virginia have taken 6 SBA loans since 1991 (average $204,916)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 7.2% is the better guide. Its latest FDD Item 20 state table reports 11 franchised outlets in West Virginia (fiscal 2025) — about 0.62 per 100k residents.
Loans in WV
6
Resolved
4
Local charge-off
thin
National charge-off
7.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WV. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 10 | — |
| 2024 | 10 | — |
| 2025 | 11 | — |
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing THE UPS STORE NON-TRADITIONAL's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →