FRANCHISE·WATCH·DESK

Verified — real FDD extraction

SBA-eligible · directory code S1802 since 2017

TITLE BOXING CLUB

Other · independent · est. —

TITLE Boxing Club is a boutique fitness franchise offering boxing and kickboxing group workout classes. A franchisee operates a studio with a heavy-bag training floor and instructors, selling memberships and class packages to general-fitness consumers.

TITLE BOXING CLUB net unit count declined -23.0% from 20232025 per its FDD Item 20.

New to franchising? Start here

A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.

Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. The numbers on this page come straight from that document:

  • Franchise fee — the one-time cost to buy in.
  • Royalty — the ongoing cut of your sales you pay the franchisor.
  • Item 20 — how many locations opened and closed, the basis for our verdict (from Proven & strong down to Distressed — or Too new to judge).

The verdict

Showing strain

Distress

0
STABLE

The disclosed record shows weakness — shrinking units, elevated exits, or churn — worth reading closely before going further.

Exit rate · latest year

14.4%

fiscal 2025, per Item 20

Cost to open

$549K–$948K

Item 7 total investment range

SBA loan defaults

18.3%

vs 14.8% avg across rated brands

Behind the verdict

the record, factor by factor · Item 20

hi-1.0.0
Net unit growth35%

3-yr trend · Item 20 Table 1

Weak
Exit quality25%

terminations + ceased-ops vs. all exits · Table 3

Fair
Transfer / churn15%

transfers vs. base · Table 3

Strong
Promise-keeping10%

actual vs. projected openings · Table 5

Strong
Transparency15%

Item 19 disclosure + completeness

Strong

Systemwide units

2023–2025

-23.0%
11320231002024872025

Survival record

FDD Item 20 · outlet status by year

In fiscal 2025, 13 of 90 franchised outlets left the system — a 14.4% annualized exit rate. Not every exit is a failure — but this is the measurable floor.

Show the outlet tables
Status (FTC)202320242025
Outlets at start129113100
Opened022
Transfers861
Terminations656
Non-renewals162
Reacquired by franchisor541
Ceased — other reasons845
Outlets at end11310087
Net change-16-13-13

The lender's view

SBA 7(a)/504 loan performance · FY1991–present

Banks have made 99 SBA-backed loans to TITLE BOXING CLUB franchisees since 2013. Of the 71 that have resolved, 18.3% were charged off (defaulted) rather than paid in full, versus 14.8% across 576 rated brands.

Charge-off rate

18.3%

13 of 71 resolved defaulted

Loss given default

80.7%

avg. charged-off $ ÷ approved $

Expected loss

14.8%

default rate × loss severity

Avg. loan · FY2020+

$350,133

what recent franchisees borrowed

Median time to default

50 mo

approval → charge-off, defaulted loans

Lenders · FY21+ vs FY16–20

7 vs 26

distinct banks — pulling back

Charge-off rate by loan approval year (%)

20'1321200'16291929'19

SOURCE: SBA 7(a)/504 FOIA LOAN DATA (DATA.SBA.GOV), FY1991–PRESENT · MATCHED TO TITLE BOXING CLUB BY FRANCHISE NAME · RESOLVED = CHARGED-OFF + PAID-IN-FULL

The owner's side of the deal

FDD × federal loan record

Who finances it

Stearns Bank National Association

18.2% of this brand's loans

That lender charges off 11.8% of its loans to other franchise brands, vs 14.8% nationally.

Who buys it

61.2%

first-time franchise owners

The rest already owned at least one other franchise. Across the corpus, brands bought mostly by repeat operators charge off at roughly 10% versus 17% for brands sold mostly to newcomers.

Does experience help here?

+6.0pp

multi-unit vs single-unit owners

Owners of multiple units default at 22.7%; single-unit owners at 16.7%.

Computed from 99 SBA 7(a)/504 loans to TITLE BOXING CLUB franchisees joined to the brand's own FDD. Debt service assumes level amortization at the average disclosed term and rate. A lender's rate excludes its loans to this brand, so it reads the lender, not the brand.

What it costs — and what it drags

FDD Items 5–7 · fees, investment, royalty

Buying in means a $50K franchise fee (Item 5) and a total investment of $549K–$948K (Item 7). The franchisor publishes an earnings claim (Item 19) — read its methodology closely.

To open (Item 7)

$549K–$948K

all-in investment range

Franchise fee (Item 5)

$50K

upfront, one-time

Royalty (Item 6)

7.5%

of sales, ongoing

If a unit does this in annual sales…$1M/yr

Your figure — cross-check against this brand's Item 19 and current-owner validation.

Royalty you'd pay / yr

$75K

7.5% of sales, before profit

Over a 10-yr term

$750K

royalties alone, excl. ad fund

This is not profit. It's the only money the FDD actually pins down — what you put in, and the royalty you owe on every dollar of sales. Your real take-home depends on labor, rent, food cost, and ramp-to-breakeven, none of which any FDD discloses.

Build a real pro-forma for TITLE BOXING CLUB with an independent CPA

Labor record

US Dept. of Labor enforcement · franchisee-level · FY2005–present

Federal investigators have concluded 1 wage case against operators of this system, recovering $3K in back wages for 6 workers. These cases name franchisee-owned locations, not the franchisor itself.

Concluded cases

1

Back wages owed

$3K

Employees affected

6

Since 2020

0

Read this carefully. The employers in these cases are individual TITLE BOXING CLUB franchisees — separately owned businesses operating under the brand name — not TITLE BOXING CLUB itself. The franchisor is not the respondent and in most cases is not a party. What the record shows is how this system's operators run their payrolls, which is worth knowing before you become one of them. Counts rise with system size and with age: a 20-year-old, 10,000-unit system will out-count a young one regardless of conduct. Source: DOL Wage and Hour Division concluded compliance actions, FY2005–present, most recent finding 2018.

Distress signals

news-sourced · bankruptcies, closures, lawsuits

No recent closures, bankruptcies, or major lawsuits found in the news for TITLE BOXING CLUB. That's a good sign — but it reflects news coverage, not a guarantee.

Before you sign anythingfree · 30 min · no commission

A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing TITLE BOXING CLUB's numbers, including talking you out of a bad deal.

Talk to an independent CPA before you buy →

TITLE BOXING CLUB franchise questions, answered from the filings

What percentage of TITLE BOXING CLUB franchises closed last year?

In TITLE BOXING CLUB's latest FDD Item 20 (fiscal 2025), 13 of 90 franchised outlets left the system — an annualized exit rate of 14.4%. That counts terminations, non-renewals, and "ceased operations — other reasons." There is no official failure rate, and not every exit is a failure, but this is the measurable floor.

How much does a TITLE BOXING CLUB franchise cost?

Per TITLE BOXING CLUB's 2026 FDD, buying in requires an initial franchise fee of $50K (Item 5) and a total initial investment of $549K–$948K (Item 7).

What royalty does TITLE BOXING CLUB charge?

TITLE BOXING CLUB charges an ongoing royalty of 7.5% of gross sales, per Item 6 of its 2026 FDD.

Does TITLE BOXING CLUB disclose earnings (Item 19)?

Yes — TITLE BOXING CLUB makes a financial performance representation in Item 19 of its 2026 FDD, reporting a median unit volume of $388K. Read it closely: franchisors choose which units and which metrics to include.

How often do SBA loans for TITLE BOXING CLUB franchises default?

Across 99 SBA-backed loans to TITLE BOXING CLUB franchisees since 2013, 13 of the 71 that have resolved were charged off — a 18.3% default rate, versus about 14.8% across all rated franchise brands. This is the lender's-eye view of franchisee failure, drawn from public SBA 7(a)/504 FOIA data and independent of the franchisor's own disclosures.

Is TITLE BOXING CLUB a good franchise to buy? Health score, exit rate & costs (2026) · Franchise Watch Desk