SBA 7(a)/504 FOIA · FY1991–PRESENT · NEBRASKA
TOMMY'S EXPRESS franchise in Nebraska: what the public record shows
Franchisees of TOMMY'S EXPRESS in Nebraska have taken 5 SBA loans since 1991 (average $1,564,000)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 0.0% is the better guide. Its latest FDD Item 20 state table reports 12 franchised outlets in Nebraska (fiscal 2025) — about 0.6 per 100k residents.
Loans in NE
5
Resolved
0
Local charge-off
thin
National charge-off
0.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NE. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 10 | — |
| 2024 | 10 | — |
| 2025 | 12 | — |
| System | Loans in NE | Local charge-off | Units in NE |
|---|---|---|---|
| Subway | 53 | 9.3% | 153 |
| DAIRY QUEEN | 33 | 0.0% | — |
| HOTWORX | 13 | thin | 16 |
| H&R Block | 9 | thin | 55 |
| Home Instead | 9 | thin | 8 |
| SERVICEMASTER RESTORE | 9 | thin | 17 |
| BIG O TIRES | 6 | thin | 2 |
| MASSAGE ENVY | 5 | thin | 6 |
| Matco Tools | 5 | thin | — |
| Sport Clips | 5 | thin | 14 |
Same sector, same state, same public records — how TOMMY'S EXPRESS compares to the systems a buyer in Nebraska would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing TOMMY'S EXPRESS's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →