SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA
Visiting Angels franchise in Pennsylvania: what the public record shows
Franchisees of Visiting Angels in Pennsylvania have taken 10 SBA loans since 1991 (average $242,050)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 2.4% is the better guide.
Loans in PA
10
Resolved
5
Local charge-off
thin
National charge-off
2.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
2,056
statewide, all operators
Per 100k residents
15.7
national 17.4
Versus the country
-10%
thinner
Every business in Visiting Angels's industry operating in Pennsylvania — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$933
Pennsylvania, BLS QCEW 2025
National average
$799
same industry, all states
Versus the country
+17%
costlier to staff
What Visiting Angels's industry actually pays workers in Pennsylvania, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in PA | Local charge-off | Units in PA |
|---|---|---|---|
| SENIOR HELPERS | 13 | 0.0% | 23 |
| Bright Star Healthcare/Brightstar | 7 | thin | — |
Same sector, same state, same public records — how Visiting Angels compares to the systems a buyer in Pennsylvania would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Visiting Angels's numbers, including talking you out of a bad deal.