FRANCHISE·WATCH·DESK

Loan record only — SBA data verified, FDD not yet in our corpus

Wings to Go

Food & Dining · independent · est. —

Wings To Go is a quick-service chicken wing concept serving cooked-to-order wings primarily for takeout and delivery. A franchisee operates a small storefront kitchen serving casual meal customers in the local area.

New to franchising? Start here

A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.

Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. The numbers on this page come straight from that document:

  • Franchise fee — the one-time cost to buy in.
  • Royalty — the ongoing cut of your sales you pay the franchisor.
  • Item 20 — how many locations opened and closed, the basis for our verdict (from Proven & strong down to Distressed — or Too new to judge).

The verdict

Not enough disclosure

Distress

0
STABLE

No verified FDD extraction to judge from. Any figures shown are labelled sample data or independent federal records.

SBA loan defaults

40.9%

vs 14.8% avg across rated brands

Behind the verdict

the record, factor by factor · Item 20

No score available.

Systemwide units

Insufficient trend data.

What this page is — and isn'tno FDD on file

We hold no Franchise Disclosure Document for Wings to Go, so this page carries no exit rate, fees, investment range, or Item 19 earnings claim. What it does carry is the federal loan record: every SBA 7(a) and 504 loan made to a Wings to Go franchisee since 1991 and how each one ended. That is an independent, sourced measure of how the brand's owner-operators actually fared — and for most brands it is the only outcome data that exists publicly.

Brands enter the index this way when they don't register in the states we crawl. We add the filing when we obtain it — see methodology for how coverage is built and what each evidence level means.

The lender's view

SBA 7(a)/504 loan performance · FY1991–present

Banks have made 52 SBA-backed loans to Wings to Go franchisees since 1994. Of the 44 that have resolved, 40.9% were charged off (defaulted) rather than paid in full, versus 14.8% across 576 rated brands.

Charge-off rate

40.9%

18 of 44 resolved defaulted

Loss given default

69.3%

avg. charged-off $ ÷ approved $

Expected loss

28.4%

default rate × loss severity

Avg. loan · FY2020+

$162,417

what recent franchisees borrowed

Median time to default

53 mo

approval → charge-off, defaulted loans

Lenders · FY21+ vs FY16–20

distinct banks lending

Charge-off rate by loan approval year (%)

29'0333'0460'05

SOURCE: SBA 7(a)/504 FOIA LOAN DATA (DATA.SBA.GOV), FY1991–PRESENT · MATCHED TO WINGS TO GO BY FRANCHISE NAME · RESOLVED = CHARGED-OFF + PAID-IN-FULL

The owner's side of the deal

FDD × federal loan record

Who finances it

Bancfirst

15.7% of this brand's loans

That lender charges off 12.9% of its loans to other franchise brands, vs 14.8% nationally.

Who buys it

Too few identified operators

Does experience help here?

Not enough resolved loans to split

Computed from 52 SBA 7(a)/504 loans to Wings to Go franchisees joined to the brand's own FDD. Debt service assumes level amortization at the average disclosed term and rate. A lender's rate excludes its loans to this brand, so it reads the lender, not the brand.

Labor record

US Dept. of Labor enforcement · franchisee-level · FY2005–present

Federal investigators have concluded 4 wage cases against operators of this system, recovering $2K in back wages for 16 workers, including 1 child-labor case. These cases name franchisee-owned locations, not the franchisor itself.

Concluded cases

4

Back wages owed

$2K

Employees affected

16

Since 2020

0

1 of these cases involved child-labor violations, covering 2 minors across the system's franchised locations.

Read this carefully. The employers in these cases are individual Wings to Go franchisees — separately owned businesses operating under the brand name — not Wings to Go itself. The franchisor is not the respondent and in most cases is not a party. What the record shows is how this system's operators run their payrolls, which is worth knowing before you become one of them. Counts rise with system size and with age: a 20-year-old, 10,000-unit system will out-count a young one regardless of conduct. Source: DOL Wage and Hour Division concluded compliance actions, FY2005–present, most recent finding 2019.

Distress signals

news-sourced · bankruptcies, closures, lawsuits

No recent closures, bankruptcies, or major lawsuits found in the news for Wings to Go. That's a good sign — but it reflects news coverage, not a guarantee.

Before you sign anythingfree · 30 min · no commission

A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Wings to Go's numbers, including talking you out of a bad deal.

Talk to an independent CPA before you buy →
Wings to Go franchise: SBA loan defaults & failure rate (2026) · Franchise Watch Desk