SBA 7(a)/504 FOIA · FY1991–PRESENT · MISSISSIPPI
Wyndham franchise in Mississippi: what the public record shows
Franchisees of Wyndham in Mississippi have taken 7 SBA loans since 1991 (average $1,849,442)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 2.6% is the better guide.
Loans in MS
7
Resolved
5
Local charge-off
thin
National charge-off
2.6%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MS. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| System | Loans in MS | Local charge-off | Units in MS |
|---|---|---|---|
| Subway | 52 | 5.3% | 261 |
| DAIRY QUEEN | 11 | thin | — |
| Pizza Inn | 10 | thin | — |
Same sector, same state, same public records — how Wyndham compares to the systems a buyer in Mississippi would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Wyndham's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →