FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · VIRGINIA

Advantaclean franchise in Virginia: what the public record shows

Franchisees of Advantaclean in Virginia have taken 5 SBA loans since 1991 (average $105,000)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 10.5% is the better guide.

SBA loan outcomes · Virginiavs national

Loans in VA

5

Resolved

4

Local charge-off

thin

National charge-off

10.5%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = VA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Same-sector systems with SBA loan history in Virginia12 systems
SystemLoans in VALocal charge-offUnits in VA
Subway900.0%547
QUALITY INN6010.3%56
ECONO LODGE4210.7%29
DAIRY QUEEN3824.0%
Fastsigns1715.4%
Blimpie1616.7%
SLEEP INN15thin21
CERTA PROPAINTERS14thin17
EDIBLE ARRANGEMENTS1430.0%26
MASSAGE ENVY1410.0%37
Country Inn12thin21
HOTWORX12thin13

Same sector, same state, same public records — how Advantaclean compares to the systems a buyer in Virginia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Advantaclean's numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

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