SBA 7(a)/504 FOIA · FY1991–PRESENT · IDAHO
BIG O TIRES franchise in Idaho: what the public record shows
Franchisees of BIG O TIRES in Idaho have taken 19 SBA loans since 1991 (average $432,447), and of the 12 loans whose story has ended, 16.7% were charged off — versus 13.4% for BIG O TIRES nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 7 franchised outlets in Idaho (fiscal 2026) — about 0.35 per 100k residents.
Loans in ID
19
Resolved
12
Local charge-off
16.7%
National charge-off
13.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = ID. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2024 | 9 | — |
| 2025 | 8 | — |
| 2026 | 7 | — |
| System | Loans in ID | Local charge-off | Units in ID |
|---|---|---|---|
| Subway | 51 | 2.4% | 110 |
| DAIRY QUEEN | 15 | thin | — |
| SERVICEMASTER RESTORE | 8 | thin | 13 |
| Allstate Insurance | 6 | thin | — |
| Alphagraphics, Printshops of the Futu | 6 | thin | — |
| PITA PIT | 6 | thin | 6 |
| Budget Blinds | 5 | thin | — |
| Culligan | 5 | thin | 7 |
Same sector, same state, same public records — how BIG O TIRES compares to the systems a buyer in Idaho would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing BIG O TIRES's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →