FRANCHISE·WATCH·DESK

Verified — real FDD extraction

SBA-eligible · directory code S8680 since 2026

City Express by Marriott

Other · independent · est. —

City Express by Marriott is a midscale, no-frills hotel brand (originally a Mexican chain Marriott acquired) aimed at value-conscious business and leisure travelers. A franchisee owns and operates the hotel property, overseeing front desk, housekeeping, and staff while following Marriott's standards and using its reservation system.

New to franchising? Start here

A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.

Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. The numbers on this page come straight from that document:

  • Franchise fee — the one-time cost to buy in.
  • Royalty — the ongoing cut of your sales you pay the franchisor.
  • Item 20 — how many locations opened and closed, the basis for our verdict (from Proven & strong down to Distressed — or Too new to judge).

The verdict

Not enough disclosure

Distress

0
STABLE

No verified FDD extraction to judge from. Any figures shown are labelled sample data or independent federal records.

Exit rate · latest year

Not disclosed

Cost to open

$2.8M–$4.9M

Item 7 total investment range

SBA loan defaults

Too few resolved

3 loans exist; too few resolved to rate

Behind the verdict

the record, factor by factor · Item 20

hi-1.0.0
Net unit growth35%

3-yr trend · Item 20 Table 1

Fair
Exit quality25%

terminations + ceased-ops vs. all exits · Table 3

Strong
Transfer / churn15%

transfers vs. base · Table 3

Fair
Promise-keeping10%

actual vs. projected openings · Table 5

Not Disc.
Transparency15%

Item 19 disclosure + completeness

Weak

Systemwide units

2021–2023

020210202202023

Survival record

FDD Item 20 · outlet status by year

In fiscal 2023, 0 of 0 franchised outlets left the system. Not every exit is a failure — but this is the measurable floor.

Show the outlet tables
Status (FTC)202120222023
Outlets at start000
Opened000
Transfers000
Terminations000
Non-renewals000
Reacquired by franchisor000
Ceased — other reasons000
Outlets at end000
Net change000

The lender's view

SBA 7(a)/504 loan performance · FY1991–present

Banks have made 3 SBA-backed loans to City Express by Marriott franchisees since 2026. Most are still open, so there is not yet a resolved cohort large enough to rate.

Charge-off rate

0 resolved · too thin to rate

Loss given default

avg. charged-off $ ÷ approved $

Expected loss

default rate × loss severity

Avg. loan · FY2020+

$4,118,666

what recent franchisees borrowed

Median time to default

approval → charge-off, defaulted loans

Lenders · FY21+ vs FY16–20

distinct banks lending

Charge-off rate by loan approval year (%)

SOURCE: SBA 7(a)/504 FOIA LOAN DATA (DATA.SBA.GOV), FY1991–PRESENT · MATCHED TO CITY EXPRESS BY MARRIOTT BY FRANCHISE NAME · RESOLVED = CHARGED-OFF + PAID-IN-FULL

What it costs — and what it drags

FDD Items 5–7 · fees, investment, royalty

Buying in means a $75K franchise fee (Item 5) and a total investment of $2.8M–$4.9M (Item 7). The franchisor publishes no earnings claim (Item 19) — ask current and former franchisees for real numbers.

To open (Item 7)

$2.8M–$4.9M

all-in investment range

Franchise fee (Item 5)

$75K

upfront, one-time

Royalty (Item 6)

10.5%

of sales, ongoing

If a unit does this in annual sales…$1M/yr

Your figure — this brand discloses no Item 19 earnings; validate with current & former owners.

Royalty you'd pay / yr

$105K

10.5% of sales, before profit

Over a 10-yr term

$1.1M

royalties alone, excl. ad fund

This is not profit. It's the only money the FDD actually pins down — what you put in, and the royalty you owe on every dollar of sales. Your real take-home depends on labor, rent, food cost, and ramp-to-breakeven, none of which any FDD discloses.

Build a real pro-forma for City Express by Marriott with an independent CPA

Distress signals

news-sourced · bankruptcies, closures, lawsuits

No recent closures, bankruptcies, or major lawsuits found in the news for City Express by Marriott. That's a good sign — but it reflects news coverage, not a guarantee.

Before you sign anythingfree · 30 min · no commission

A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing City Express by Marriott's numbers, including talking you out of a bad deal.

Talk to an independent CPA before you buy →

City Express by Marriott franchise questions, answered from the filings

How much does a City Express by Marriott franchise cost?

Per City Express by Marriott's 2024 FDD, buying in requires an initial franchise fee of $75K (Item 5) and a total initial investment of $2.8M–$4.9M (Item 7).

What royalty does City Express by Marriott charge?

City Express by Marriott charges an ongoing royalty of 10.5% of gross sales, per Item 6 of its 2024 FDD.

Does City Express by Marriott disclose earnings (Item 19)?

No — City Express by Marriott's 2024 FDD makes no financial performance representation in Item 19. That is legal and common, but it means the franchisor publishes no earnings claim; ask current franchisees for real numbers.

Is City Express by Marriott a good franchise to buy? Health score, exit rate & costs (2026) · Franchise Watch Desk