FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · WASHINGTON

Club Pilates franchise in Washington: what the public record shows

Franchisees of Club Pilates in Washington have taken 6 SBA loans since 1991 (average $412,500)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 0.0% is the better guide.

SBA loan outcomes · Washingtonvs national

Loans in WA

6

Resolved

1

Local charge-off

thin

National charge-off

0.0%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = WA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Washington vs nationalTypical density

Businesses in this industry

1,047

statewide, all operators

Per 100k residents

13.2

national 11.9

Versus the country

+11%

denser

Every business in Club Pilates's industry operating in Washington — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Same-sector systems with SBA loan history in Washington9 systems
SystemLoans in WALocal charge-offUnits in WA
ANYTIME FITNESS; ANYTIME FITNESS EXPRESS4216.0%
Curves for Women1327.3%
THE LITTLE GYM11thin
F45 Training10thin
Pure Barre10thin
Orangetheory9thin
Snap Fitness Club9thin13
GOLD'S GYM8thin7
Fitness Together5thin4

Same sector, same state, same public records — how Club Pilates compares to the systems a buyer in Washington would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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