SBA 7(a)/504 FOIA · FY1991–PRESENT · FLORIDA
CMIT Solutions franchise in Florida: what the public record shows
Franchisees of CMIT Solutions in Florida have taken 5 SBA loans in the FY1991–present FOIA files (average $133,100). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. CMIT Solutions has too few seasoned resolved loans nationally for a national ratio.
Loans in FL
5
Charged off (all years)
1 of 3
Loss ratio in FL
—
Loss ratio nationally
—
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = FL. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
Businesses in this industry
2,505
statewide, all operators
Per 100k residents
10.7
national 8.1
Versus the country
+32%
denser
Every business in CMIT Solutions's industry operating in Florida — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across the brand-state cells in the loan data, denser markets have historically charged off less often than the thinnest (see the research page). A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$937
Florida, BLS QCEW 2025
National average
$1,212
same industry, all states
Versus the country
-23%
cheaper to staff
What CMIT Solutions's industry actually pays workers in Florida, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This cost signal is independent of the FDD: a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in FL | Charged off (all years) | Loss ratio in FL | Units in FL |
|---|---|---|---|---|
| THE UPS STORE (TRADITIONAL) | 179 | 8 of 78 | 0.6×NOT CLEAR | 599 |
| Mail Boxes Etc. Usa | 90 | 7 of 84 | 0.5× | — |
| Fastsigns | 49 | 1 of 23 | — | — |
| Minuteman Press | 33 | 6 of 23 | — | — |
| Pakmail Centers of America | 31 | 9 of 25 | — | — |
| Ameriprise Financial Services | 27 | 0 of 18 | — | — |
| Sir Speedy Printing | 22 | 0 of 14 | — | 21 |
| ALPHAGRAPHICS | 19 | 2 of 12 | — | 9 |
| Signarama | 19 | 6 of 16 | — | — |
| Allstate Insurance | 16 | 1 of 13 | — | — |
| Fedex Ground | 16 | 1 of 13 | — | — |
| Liberty Tax Service | 16 | 3 of 12 | — | — |
Other systems in CMIT Solutions's sector whose franchisees borrowed in Florida. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing CMIT Solutions’ numbers, including talking you out of a bad deal.