SBA 7(a)/504 FOIA · FY1991–PRESENT · KENTUCKY
DAIRY QUEEN franchise in Kentucky: what the public record shows
Franchisees of DAIRY QUEEN in Kentucky have taken 27 SBA loans since 1991 (average $484,514), and of the 20 loans whose story has ended, 10.0% were charged off — versus 9.4% for DAIRY QUEEN nationally and 14.8% across all rateable franchise brands.
Loans in KY
27
Resolved
20
Local charge-off
10.0%
National charge-off
9.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = KY. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in KY | Local charge-off | Units in KY |
|---|---|---|---|
| Subway | 145 | 6.7% | 343 |
| Firehouse Subs | 18 | thin | 16 |
| Minuteman Press | 15 | 18.2% | — |
| Radioshack | 13 | 7.7% | — |
| Buffalo Wings & Rings | 10 | thin | — |
| Allstate Insurance | 9 | thin | — |
| Home Instead | 8 | thin | 9 |
| Shoney'S Restaurant | 8 | thin | — |
| BEEF O' BRADY'S FAMILY SPORTS PUBS | 7 | thin | 4 |
| Budget Blinds | 7 | thin | — |
| redbox+ | 7 | thin | — |
| SERVICEMASTER RESTORE | 7 | thin | 22 |
Same sector, same state, same public records — how DAIRY QUEEN compares to the systems a buyer in Kentucky would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing DAIRY QUEEN's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →