SBA 7(a)/504 FOIA · FY1991–PRESENT · ARIZONA
Elements Therapeutic Massage franchise in Arizona: what the public record shows
Franchisees of Elements Therapeutic Massage in Arizona have taken 11 SBA loans since 1991 (average $235,981), and of the 10 loans whose story has ended, 0.0% were charged off — versus 2.9% for Elements Therapeutic Massage nationally and 14.8% across all rateable franchise brands.
Loans in AZ
11
Resolved
10
Local charge-off
0.0%
National charge-off
2.9%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AZ. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
1,907
statewide, all operators
Per 100k residents
25.2
national 26.6
Versus the country
-5%
thinner
Every business in Elements Therapeutic Massage's industry operating in Arizona — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in AZ | Local charge-off | Units in AZ |
|---|---|---|---|
| European Wax Centers-Galleria | 29 | 0.0% | — |
| Planet Beach | 26 | 52.4% | — |
| Fantastic Sams | 23 | 27.8% | — |
| Amazing Lash Studio | 15 | thin | 6 |
| SUPERCUTS | 10 | thin | 55 |
| GREAT CLIPS | 6 | thin | — |
| Hand and Stone Massage and Facial Spa | 6 | thin | — |
Same sector, same state, same public records — how Elements Therapeutic Massage compares to the systems a buyer in Arizona would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Elements Therapeutic Massage's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →