SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA
Golf Etc. franchise in Pennsylvania: what the public record shows
Franchisees of Golf Etc. in Pennsylvania have taken 6 SBA loans since 1991 (average $148,666)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 54.5% is the better guide.
Loans in PA
6
Resolved
6
Local charge-off
thin
National charge-off
54.5%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| System | Loans in PA | Local charge-off | Units in PA |
|---|---|---|---|
| THE UPS STORE NON-TRADITIONAL | 106 | 7.5% | 155 |
| Once Upon a Child | 18 | thin | — |
| Play It Again Sports (Retail Sports) | 11 | thin | — |
| Cartridge World | 10 | 20.0% | — |
| Batteries Plus Bulbs | 8 | thin | — |
| Bella Bridesmaids | 7 | thin | — |
| Foot Solutions | 7 | thin | — |
| HobbyTown | 7 | thin | — |
| KID TO KID | 6 | thin | — |
| Save - a - Lot | 6 | thin | — |
| Grow Biz International | 5 | thin | — |
Same sector, same state, same public records — how Golf Etc. compares to the systems a buyer in Pennsylvania would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Golf Etc.'s numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →