SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA
GREAT CLIPS franchise in Georgia: what the public record shows
Franchisees of GREAT CLIPS in Georgia have taken 16 SBA loans since 1991 (average $238,475), and of the 15 loans whose story has ended, 0.0% were charged off — versus 5.0% for GREAT CLIPS nationally and 14.8% across all rateable franchise brands.
Loans in GA
16
Resolved
15
Local charge-off
0.0%
National charge-off
5.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
2,697
statewide, all operators
Per 100k residents
24.1
national 26.6
Versus the country
-9%
thinner
Every business in GREAT CLIPS's industry operating in Georgia — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in GA | Local charge-off | Units in GA |
|---|---|---|---|
| Fantastic Sams | 13 | 30.8% | — |
| Planet Beach | 11 | thin | — |
| SUPERCUTS | 10 | thin | 24 |
| European Wax Centers-Galleria | 9 | thin | — |
| WAXING THE CITY | 9 | thin | — |
| Amazing Lash Studio | 6 | thin | 6 |
| Hollywood Tans | 5 | thin | — |
Same sector, same state, same public records — how GREAT CLIPS compares to the systems a buyer in Georgia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing GREAT CLIPS's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →