FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · NORTH CAROLINA

Hollywood Tans franchise in North Carolina: what the public record shows

Franchisees of Hollywood Tans in North Carolina have taken 5 SBA loans in the FY1991–present FOIA files (average $252,760). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Hollywood Tans's national ratio is 1.0× (not clearly different from 1.0×).

SBA loan outcomes · North Carolinavs same-year franchise loans

Loans in NC

5

Charged off (all years)

2 of 5

Loss ratio in NC

—

Loss ratio nationally (not clear)

1.0×

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NC. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Market density · North Carolina vs nationalThin market

Businesses in this industry

2,373

statewide, all operators

Per 100k residents

21.5

national 26.6

Versus the country

-19%

thinner

Every business in Hollywood Tans's industry operating in North Carolina — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across the brand-state cells in the loan data, denser markets have historically charged off less often than the thinnest (see the research page). A crowded market is usually proven demand; an empty one is often empty for a reason.

Labor cost · North Carolina vs nationalTypical wages

Avg weekly wage, this industry

$751

North Carolina, BLS QCEW 2025

National average

$698

same industry, all states

Versus the country

+8%

costlier to staff

What Hollywood Tans's industry actually pays workers in North Carolina, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This cost signal is independent of the FDD: a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.

Same-sector systems with SBA loan history in North Carolina8 systems
SystemLoans in NCCharged off (all years)Loss ratio in NCUnits in NC
Sport Clips271 of 21—59
Fantastic Sams161 of 11——
SUPERCUTS140 of 12—19
Planet Beach128 of 11——
European Wax Center100 of 8——
GREAT CLIPS100 of 9——
MERLE NORMAN COSMETICS81 of 6—34
Amazing Lash Studio60 of 6—7

Other systems in Hollywood Tans's sector whose franchisees borrowed in North Carolina. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

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