SBA 7(a)/504 FOIA · FY1991–PRESENT · OKLAHOMA
Jimmy John's franchise in Oklahoma: what the public record shows
Franchisees of Jimmy John's in Oklahoma have taken 5 SBA loans since 1991 (average $732,280)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 5.8% is the better guide.
Loans in OK
5
Resolved
3
Local charge-off
thin
National charge-off
5.8%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OK. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
6,767
statewide, all operators
Per 100k residents
165.2
national 179.9
Versus the country
-8%
thinner
Every business in Jimmy John's's industry operating in Oklahoma — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in OK | Local charge-off | Units in OK |
|---|---|---|---|
| Simple Simon'S Pizza | 46 | 7.7% | — |
| Quiznos | 43 | 27.0% | — |
| Cicis Pizza | 34 | 8.0% | — |
| Daylight Donut Shop | 15 | thin | — |
| Domino's Pizza | 15 | 16.7% | — |
| MARBLE SLAB CREAMERY | 14 | 25.0% | — |
| SCOOTER'S COFFEE | 14 | thin | 49 |
| Marco's Pizza | 13 | 8.3% | — |
| Wings to Go | 12 | 36.4% | — |
| Schlotzsky'S Sandwich Shop | 11 | thin | — |
| Papa Murphy'S Take & Bake Pizza | 8 | thin | — |
| Wingstop Restaurant | 8 | thin | — |
Same sector, same state, same public records — how Jimmy John's compares to the systems a buyer in Oklahoma would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Jimmy John's's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →