SBA 7(a)/504 FOIA · FY1991–PRESENT · INDIANA
Matco Tools franchise in Indiana: what the public record shows
Franchisees of Matco Tools in Indiana have taken 15 SBA loans since 1991 (average $105,080), and of the 13 loans whose story has ended, 46.2% were charged off — versus 34.7% for Matco Tools nationally and 14.8% across all rateable franchise brands.
Loans in IN
15
Resolved
13
Local charge-off
46.2%
National charge-off
34.7%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IN. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| System | Loans in IN | Local charge-off | Units in IN |
|---|---|---|---|
| Subway | 238 | 3.1% | 535 |
| DAIRY QUEEN | 142 | 1.9% | — |
| WINGS ETC. | 45 | 6.7% | 23 |
| MASSAGE ENVY | 21 | 0.0% | 20 |
| BIG O TIRES | 20 | thin | 21 |
| Sport Clips | 19 | 42.9% | 40 |
| Fastsigns | 16 | thin | — |
| PITA PIT | 13 | thin | 3 |
| Allstate Insurance | 12 | 0.0% | — |
| Firehouse Subs | 12 | 18.2% | 20 |
| Chrysler | 11 | thin | — |
| WaterStation | 11 | thin | — |
Same sector, same state, same public records — how Matco Tools compares to the systems a buyer in Indiana would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Matco Tools's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →