SBA 7(a)/504 FOIA · FY1991–PRESENT · NEW YORK
Naturals2Go franchise in New York: what the public record shows
Franchisees of Naturals2Go in New York have taken 5 SBA loans since 1991 (average $113,000)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 12.0% is the better guide.
Loans in NY
5
Resolved
1
Local charge-off
thin
National charge-off
12.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NY. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| System | Loans in NY | Local charge-off | Units in NY |
|---|---|---|---|
| THE UPS STORE NON-TRADITIONAL | 81 | 8.3% | 269 |
| Save - a - Lot | 15 | thin | — |
| Play It Again Sports | 11 | thin | — |
| Convenient Food Mart | 7 | thin | — |
| Cartridge World | 6 | thin | — |
| Once Upon a Child | 5 | thin | — |
Same sector, same state, same public records — how Naturals2Go compares to the systems a buyer in New York would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Naturals2Go's numbers, including talking you out of a bad deal.