SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA
Piggly Wiggly franchise in Georgia: what the public record shows
Franchisees of Piggly Wiggly in Georgia have taken 6 SBA loans in the FY1991–present FOIA files (average $499,000). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Piggly Wiggly's national ratio is 1.0× (not clearly different from 1.0×).
Loans in GA
6
Charged off (all years)
0 of 4
Loss ratio in GA
—
Loss ratio nationally (not clear)
1.0×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| System | Loans in GA | Charged off (all years) | Loss ratio in GA | Units in GA |
|---|---|---|---|---|
| Ace Hardware | 79 | 9 of 46 | 1.2×NOT CLEAR | — |
| Naturals2Go | 20 | 1 of 6 | — | — |
| Play It Again Sports | 19 | 0 of 12 | — | — |
| Plato'S Closet | 16 | 0 of 9 | — | — |
| Athlete'S Foot | 12 | 3 of 9 | — | — |
| Once Upon a Child | 11 | 1 of 6 | — | — |
| WILD BIRDS UNLIMITED | 11 | 1 of 8 | — | 15 |
| Cartridge World | 10 | 2 of 6 | — | — |
| Experimac | 6 | 4 of 5 | — | — |
| Play N Trade | 6 | 6 of 6 | — | — |
| Sears Catalog Store | 6 | 1 of 6 | — | — |
| Golf Etc. | 5 | 3 of 5 | — | — |
Other systems in Piggly Wiggly's sector whose franchisees borrowed in Georgia. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing Piggly Wiggly’s numbers, including talking you out of a bad deal.