FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · GEORGIA

PRIME IV HYDRATION & WELLNESS (UNIT) franchise in Georgia: what the public record shows

Franchisees of PRIME IV HYDRATION & WELLNESS (UNIT) in Georgia have taken 8 SBA loans since 1991 (average $243,925)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 0.0% is the better guide. Its latest FDD Item 20 state table reports 7 franchised outlets in Georgia (fiscal 2025) — about 0.06 per 100k residents.

SBA loan outcomes · Georgiavs national

Loans in GA

8

Resolved

0

Local charge-off

thin

National charge-off

0.0%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = GA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.

Market density · Georgia vs nationalDense market

Businesses in this industry

1,494

statewide, all operators

Per 100k residents

13.4

national 11.6

Versus the country

+16%

denser

Every business in PRIME IV HYDRATION & WELLNESS (UNIT)'s industry operating in Georgia — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Labor cost · Georgia vs nationalTypical wages

Avg weekly wage, this industry

$804

Georgia, BLS QCEW 2025

National average

$806

same industry, all states

Versus the country

+0%

costlier to staff

What PRIME IV HYDRATION & WELLNESS (UNIT)'s industry actually pays workers in Georgia, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.

Franchised outlets in Georgia · FDD Item 20+4 over the disclosed window
Fiscal yearFranchisedCompany-owned
20233
20244
20257
Same-sector systems with SBA loan history in Georgia8 systems
SystemLoans in GALocal charge-offUnits in GA
THE JOINT CHIROPRACTIC (RD)11thin
ELLIE MENTAL HEALTH10thin
MASSAGE HEIGHTS10thin
Success On The Spectrum10thin
HEALTH MART8thin138
Gameday Men's Health7thin
Medicap Pharmacy7thin
Pearle Vision7thin

Same sector, same state, same public records — how PRIME IV HYDRATION & WELLNESS (UNIT) compares to the systems a buyer in Georgia would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

Before you sign anythingfree · 30 min · no commission

A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing PRIME IV HYDRATION & WELLNESS (UNIT)'s numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

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