SBA 7(a)/504 FOIA · FY1991–PRESENT · OHIO
SafeSplash Swim School OR Swimtastic Swim School franchise in Ohio: what the public record shows
Franchisees of SafeSplash Swim School OR Swimtastic Swim School in Ohio have taken 8 SBA loans in the FY1991–present FOIA files (average $760,212). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. SafeSplash Swim School OR Swimtastic Swim School has too few seasoned resolved loans nationally for a national ratio. Its latest FDD Item 20 state table reports 5 franchised outlets in Ohio (fiscal 2016) — about 0.04 per 100k residents.
Loans in OH
8
Charged off (all years)
0 of 5
Loss ratio in OH
—
Loss ratio nationally
—
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OH. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
Businesses in this industry
3,003
statewide, all operators
Per 100k residents
25.3
national 26.5
Versus the country
-5%
thinner
Every business in SafeSplash Swim School OR Swimtastic Swim School's industry operating in Ohio — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across the brand-state cells in the loan data, denser markets have historically charged off less often than the thinnest (see the research page). A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$569
Ohio, BLS QCEW 2025
National average
$645
same industry, all states
Versus the country
-12%
cheaper to staff
What SafeSplash Swim School OR Swimtastic Swim School's industry actually pays workers in Ohio, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This cost signal is independent of the FDD: a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2014 | 0 | — |
| 2015 | 5 | — |
| 2016 | 5 | — |
| System | Loans in OH | Charged off (all years) | Loss ratio in OH | Units in OH |
|---|---|---|---|---|
| The Goddard School | 78 | 2 of 47 | 0.3× | — |
| PRIMROSE SCHOOLS | 38 | 2 of 22 | — | 41 |
| Kiddie Academy | 34 | 0 of 10 | — | — |
| SYLVAN LEARNING | 17 | 4 of 15 | — | 18 |
| Goldfish Swim School | 13 | 0 of 10 | — | — |
| The Learning Experience | 11 | 0 of 3 | — | — |
| THE LITTLE GYM | 11 | 0 of 8 | — | — |
| Premier Martial Arts Studio | 8 | 3 of 5 | — | — |
| School of Rock | 8 | 0 of 3 | — | — |
| AQUA-TOTS SWIM SCHOOLS | 7 | 0 of 5 | — | 8 |
| Kids R Kids | 7 | 0 of 2 | — | — |
| Huntington Learning Center | 6 | 2 of 4 | — | — |
Other systems in SafeSplash Swim School OR Swimtastic Swim School's sector whose franchisees borrowed in Ohio. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing SafeSplash Swim School OR Swimtastic Swim School’s numbers, including talking you out of a bad deal.