SBA 7(a)/504 FOIA · FY1991–PRESENT · PENNSYLVANIA
SERVPRO franchise in Pennsylvania: what the public record shows
Franchisees of SERVPRO in Pennsylvania have taken 69 SBA loans since 1991 (average $408,136), and of the 50 loans whose story has ended, 8.0% were charged off — versus 6.4% for SERVPRO nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 106 franchised outlets in Pennsylvania (fiscal 2025) — about 0.81 per 100k residents.
Loans in PA
69
Resolved
50
Local charge-off
8.0%
National charge-off
6.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = PA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
3,222
statewide, all operators
Per 100k residents
24.6
national 26.7
Versus the country
-8%
thinner
Every business in SERVPRO's industry operating in Pennsylvania — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$630
Pennsylvania, BLS QCEW 2025
National average
$659
same industry, all states
Versus the country
-4%
cheaper to staff
What SERVPRO's industry actually pays workers in Pennsylvania, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2014 | 2 | 0 |
| 2015 | 2 | 0 |
| 2016 | 2 | 0 |
| 2023 | 101 | 0 |
| 2024 | 106 | 0 |
| 2025 | 106 | 0 |
| System | Loans in PA | Local charge-off | Units in PA |
|---|---|---|---|
| Fish Window Cleaning | 7 | thin | — |
| The Grounds Guys | 7 | thin | — |
| WINDOW GENIE | 7 | thin | 7 |
| MOLLY MAID | 6 | thin | 5 |
| Maidpro | 5 | thin | — |
Same sector, same state, same public records — how SERVPRO compares to the systems a buyer in Pennsylvania would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing SERVPRO's numbers, including talking you out of a bad deal.