SBA 7(a)/504 FOIA · FY1991–PRESENT · NORTH CAROLINA
Sport Clips franchise in North Carolina: what the public record shows
Franchisees of Sport Clips in North Carolina have taken 16 SBA loans since 1991 (average $349,512), and of the 11 loans whose story has ended, 0.0% were charged off — versus 7.9% for Sport Clips nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 59 franchised outlets in North Carolina (fiscal 2016) — about 0.53 per 100k residents.
Loans in NC
16
Resolved
11
Local charge-off
0.0%
National charge-off
7.9%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NC. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2014 | 50 | — |
| 2015 | 55 | — |
| 2016 | 59 | — |
| System | Loans in NC | Local charge-off | Units in NC |
|---|---|---|---|
| Subway | 126 | 1.0% | 597 |
| JERSEY MIKE'S | 37 | 12.5% | 222 |
| DAIRY QUEEN | 31 | 4.0% | — |
| Firehouse Subs | 30 | 4.3% | 64 |
| HOTWORX | 27 | thin | 29 |
| Golden Corral (Restaurant) | 26 | 18.8% | — |
| Matco Tools | 22 | 28.6% | — |
| MASSAGE ENVY | 19 | 18.8% | 42 |
| RODEWAY INN | 19 | 0.0% | 17 |
| Fastsigns | 15 | thin | — |
| EDIBLE ARRANGEMENTS | 14 | thin | 16 |
| Home Instead | 14 | 10.0% | 26 |
Same sector, same state, same public records — how Sport Clips compares to the systems a buyer in North Carolina would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
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