SBA 7(a)/504 FOIA · FY1991–PRESENT · ILLINOIS
SUPERCUTS franchise in Illinois: what the public record shows
Franchisees of SUPERCUTS in Illinois have taken 14 SBA loans since 1991 (average $188,300), and of the 12 loans whose story has ended, 0.0% were charged off — versus 3.1% for SUPERCUTS nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 28 franchised outlets in Illinois (fiscal 2025) — about 0.22 per 100k residents.
Loans in IL
14
Resolved
12
Local charge-off
0.0%
National charge-off
3.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = IL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
3,593
statewide, all operators
Per 100k residents
28.3
national 26.6
Versus the country
+6%
denser
Every business in SUPERCUTS's industry operating in Illinois — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$699
Illinois, BLS QCEW 2025
National average
$698
same industry, all states
Versus the country
+0%
costlier to staff
What SUPERCUTS's industry actually pays workers in Illinois, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 35 | 4 |
| 2024 | 31 | 3 |
| 2025 | 28 | 3 |
| System | Loans in IL | Local charge-off | Units in IL |
|---|---|---|---|
| Fantastic Sams | 26 | 30.4% | — |
| GREAT CLIPS | 25 | 0.0% | — |
| European Wax Centers-Galleria | 13 | 0.0% | — |
| Executive Tans | 12 | 80.0% | — |
| Amazing Lash Studio | 8 | thin | 7 |
| WAXING THE CITY | 7 | thin | — |
| Hand and Stone | 6 | thin | — |
| THE NOW | 6 | thin | — |
| Planet Beach | 5 | thin | — |
Same sector, same state, same public records — how SUPERCUTS compares to the systems a buyer in Illinois would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing SUPERCUTS's numbers, including talking you out of a bad deal.