SBA 7(a)/504 FOIA · FY1991–PRESENT · NORTH CAROLINA
SUPERCUTS franchise in North Carolina: what the public record shows
Franchisees of SUPERCUTS in North Carolina have taken 14 SBA loans since 1991 (average $144,521), and of the 12 loans whose story has ended, 0.0% were charged off — versus 3.1% for SUPERCUTS nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 19 franchised outlets in North Carolina (fiscal 2025) — about 0.17 per 100k residents.
Loans in NC
14
Resolved
12
Local charge-off
0.0%
National charge-off
3.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NC. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
2,373
statewide, all operators
Per 100k residents
21.5
national 26.6
Versus the country
-19%
thinner
Every business in SUPERCUTS's industry operating in North Carolina — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 30 | — |
| 2024 | 22 | — |
| 2025 | 19 | — |
| System | Loans in NC | Local charge-off | Units in NC |
|---|---|---|---|
| Fantastic Sams | 16 | 9.1% | — |
| Planet Beach | 12 | 72.7% | — |
| European Wax Centers-Galleria | 11 | thin | — |
| GREAT CLIPS | 10 | thin | — |
| Hand and Stone Massage and Facial Spa | 10 | thin | — |
| Amazing Lash Studio | 6 | thin | 7 |
| THE NOW | 6 | thin | — |
| Hollywood Tans | 5 | thin | — |
Same sector, same state, same public records — how SUPERCUTS compares to the systems a buyer in North Carolina would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing SUPERCUTS's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →