From the filed FDD — automated extraction, check the source
2024 FDD · 1+ year old
THE JOINT CHIROPRACTIC (RD)
Chiropractic · parent company: not identified
The Joint Chiropractic operates walk-in chiropractic clinics offering routine spinal adjustments on an affordable, membership and package basis without insurance billing or appointments. Clinics are small and staffed by licensed chiropractors. A franchisee runs a clinic, handling staffing, memberships, and front-desk operations.
THE JOINT CHIROPRACTIC (RD) net unit count grew 0.0% over 2021–2023 per its FDD Item 20.
New to franchising? Start here
A franchise is a business where you (the franchisee) pay a company (the franchisor) for the right to open and run a location using their brand and system — think a local Anytime Fitness or Taco John's owned by a small-business owner, not the corporation.
Before you can buy in, U.S. law requires the franchisor to give you a Franchise Disclosure Document (FDD) — a long legal filing covering its fees, finances, and history. Most numbers on this page come from that document; others come from federal SBA loan records and labor and census data, each labelled with its source:
- Franchise fee — the one-time cost to buy in.
- Royalty — the ongoing cut of your sales you pay the franchisor.
- Item 20 — how many locations opened, transferred and left the system, the main basis for our verdict, which rates how strong the disclosed record is, or says when the system is too new, the filing too old, or the disclosure too thin to judge.
Our rating · opinion
Too little disclosed history
23 franchised units over 3 disclosed years of Item 20 is too little history for a rating. Judge the disclosures, not a rating.
Exit rate · fiscal 2023
0.0%
vs 1.9% median across 25 comparable systems (health & wellness)
Cost to open
$166K–$551K
Item 7 total investment range
SBA loan losses
No loan record
no SBA 7(a)/504 loans found for this brand
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Data as of 2026-10-29. Figures come from THE JOINT CHIROPRACTIC (RD)'s public FDD filings (latest: MN 2024, extracted 2026-06-18) and SBA FOIA loan records (through FY2026), extracted by us and possibly containing errors. The rating is our opinion, not investment, legal, or tax advice. Franchisor or owner and see something wrong? Report a correction — we review every request.
What each source says
FDD record · SBA loans · model · auditor
The Item 20 record is too short or too small to rate; the loan record and model are context, not a verdict.
FDD record · Item 20
Too little history
Units held flat (2021–2023: 26 → 26); exit rate 0.0% (fiscal 2023) vs 1.9% median.
SBA loans · vs same-year loans
No SBA loans found
No 7(a)/504 loans matched to this brand.
Modeled risk
Not scored
Too little evidence for the model.
Auditor opinion · Item 21
Not extracted
We did not extract the audit opinion.
Behind the verdict
the record, factor by factor · Item 20
latest consecutive years · Item 20 Table 1
terminations + ceased-ops vs. all exits · Table 3
transfers vs. base · Table 3
actual vs. projected openings · Table 5
Item 19 disclosure + completeness · shown, not counted in the verdict
Systemwide units
2021–2023
Survival record
FDD Item 20 · outlet status by year
In fiscal 2023, 0 of 19 franchised outlets left the system — an exit rate of 0.0% (fiscal 2023), vs a 1.9% median across 25 comparable systems (health & wellness). An exit is not a failure: this counts terminations, non-renewals and "ceased — other reasons" as reported, and excludes transfers to new owners.
Show the outlet tables ↓Hide the evidence ↑
| Status (FTC) | 2021 | 2022 | 2023 |
|---|---|---|---|
| Outlets at start | 27 | 26 | 26 |
| Opened | 0 | 0 | 0 |
| Transfers | 0 | 0 | 0 |
| Terminations | 0 | 0 | 0 |
| Non-renewals | 0 | 0 | 0 |
| Reacquired by franchisor | 1 | 4 | 1 |
| Ceased — other reasons | 0 | 0 | 0 |
| Outlets at end | 26 | 26 | 26 |
| Net change | -1 | 0 | 0 |
What it costs — and what it drags
FDD Items 5–7 · fees, investment, royalty
Buying in means a total investment of $166K–$551K (Item 7). The franchisor publishes no earnings claim (Item 19) — ask current and former franchisees for real numbers.
To open (Item 7)
$166K–$551K
all-in investment range
Franchise fee (Item 5)
—
upfront, one-time
Royalty (Item 6)
See Item 6
not a single flat % — read the fee table
This is not profit. It covers what the FDD fixes: what you put in, and the royalty you owe on sales. Your take-home depends on staff payroll, insurance, rent, and the months to breakeven, none of which the FDD fixes for your unit (some Item 19s include cost data — read it).
Build a real pro-forma for THE JOINT CHIROPRACTIC (RD) with a buyer-paid CPAPublic records
Bankruptcy, closure & federal court records · coverage is selective · dockets are not scored
We have no verified public-record signals published for THE JOINT CHIROPRACTIC (RD). This is not evidence that no events exist. Check PACER, the FDD's Item 3 (litigation) and Item 4 (bankruptcy), and recent news yourself.
5 questions to ask THE JOINT CHIROPRACTIC (RD) franchisee
Built from this brand's own disclosures · take it to your validation calls
The franchisor will give you a list of owners to call. Most buyers ask whether they like it. These questions come from what THE JOINT CHIROPRACTIC (RD) has disclosed. Each one carries the number it came from, so you can check the answer against the record.
- 01
THE JOINT CHIROPRACTIC (RD)’s FDD makes no financial performance representation at all — legally, they've told buyers nothing about earnings. What did your first 24 months actually look like, month by month?
When a franchisor won't publish numbers, existing owners are the only source. Silence in Item 19 is a choice, not a requirement.
FDD Item 19 · 2024
- 02
How many months did it take to cover your own costs, and how much cash did you burn getting there?
Ramp-to-breakeven working capital is the most underestimated line in any franchise purchase, and the most common reason otherwise-good units fail.
Not disclosed in any FDD — ask an owner
- 03
What does the franchisor charge for that you didn't expect — required tech fees, mandatory remodels, approved-supplier pricing?
Required spending appears across Items 6, 8 and 11 rather than in one place, so buyers routinely miss the total.
FDD Items 6, 8, 11
- 04
If your agreement came up for renewal tomorrow at current terms, would you sign again?
The single most predictive question you can ask. A hesitation is the answer.
Ask every owner you speak to
- 05
Who else should I call — including someone who left?
The franchisor's list is curated by definition. Former franchisees are where the unflattering truth lives, and current owners usually know how to reach them.
Ask every owner you speak to
Want this as a checklist you can take to the calls?
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A broker is usually paid by the franchisor to place you. I'm paid only by you, never by a franchisor you're considering — and the job is pressure-testing THE JOINT CHIROPRACTIC (RD)’s numbers, including talking you out of a bad deal.
This page is what buyers see before they call you for validation. If the record above is wrong — or right in a way the numbers can't show — say so. Franchisors: send corrections with the page reference and we will review them against the filing and update or annotate the page. Corrections are checked against the filings; nothing you write is published with your name unless you agree to it.
THE JOINT CHIROPRACTIC (RD) franchise questions, answered from the filings
How many THE JOINT CHIROPRACTIC (RD) franchised outlets left the system last year?
In THE JOINT CHIROPRACTIC (RD)'s latest FDD Item 20 (fiscal 2023), 0 of 19 franchised outlets left the system — an exit rate of 0.0% — compared with a 1.9% median across 25 comparable systems (health & wellness) tracked here. That counts terminations, non-renewals, and "ceased operations — other reasons" as the franchisor reported them; it excludes transfers to new owners. The FDD does not say why each outlet left, and an exit is not the same as a failure.
How much does a THE JOINT CHIROPRACTIC (RD) franchise cost?
Per THE JOINT CHIROPRACTIC (RD)'s 2024 FDD, buying in requires a total initial investment of $166K–$551K (Item 7).
Does THE JOINT CHIROPRACTIC (RD) disclose earnings (Item 19)?
No — THE JOINT CHIROPRACTIC (RD)'s 2024 FDD makes no financial performance representation in Item 19. That is legal and common, but it means the franchisor publishes no earnings claim; ask current franchisees for real numbers.