SBA 7(a)/504 FOIA · FY1991–PRESENT · ALABAMA
THE UPS STORE NON-TRADITIONAL franchise in Alabama: what the public record shows
Franchisees of THE UPS STORE NON-TRADITIONAL in Alabama have taken 30 SBA loans since 1991 (average $296,660), and of the 17 loans whose story has ended, 5.9% were charged off — versus 7.2% for THE UPS STORE NON-TRADITIONAL nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 70 franchised outlets in Alabama (fiscal 2025) — about 1.36 per 100k residents.
Loans in AL
30
Resolved
17
Local charge-off
5.9%
National charge-off
7.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = AL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 67 | — |
| 2024 | 68 | — |
| 2025 | 70 | — |
| System | Loans in AL | Local charge-off | Units in AL |
|---|---|---|---|
| Piggly Wiggly | 13 | 20.0% | — |
| Cartridge World | 8 | thin | — |
| Naturals2Go | 7 | thin | — |
| HobbyTown | 5 | thin | — |
Same sector, same state, same public records — how THE UPS STORE NON-TRADITIONAL compares to the systems a buyer in Alabama would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing THE UPS STORE NON-TRADITIONAL's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →