FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · CALIFORNIA

THE UPS STORE NON-TRADITIONAL franchise in California: what the public record shows

Franchisees of THE UPS STORE NON-TRADITIONAL in California have taken 283 SBA loans since 1991 (average $289,136), and of the 136 loans whose story has ended, 10.3% were charged off — versus 7.2% for THE UPS STORE NON-TRADITIONAL nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 859 franchised outlets in California (fiscal 2025) — about 2.18 per 100k residents.

SBA loan outcomes · Californiavs national

Loans in CA

283

Resolved

136

Local charge-off

10.3%

National charge-off

7.2%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = CA. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Franchised outlets in California · FDD Item 20+18 over the disclosed window
Fiscal yearFranchisedCompany-owned
20238411
20248481
20258591
Same-sector systems with SBA loan history in California12 systems

Same sector, same state, same public records — how THE UPS STORE NON-TRADITIONAL compares to the systems a buyer in California would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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