SBA 7(a)/504 FOIA · FY1991–PRESENT · MINNESOTA
THE UPS STORE NON-TRADITIONAL franchise in Minnesota: what the public record shows
Franchisees of THE UPS STORE NON-TRADITIONAL in Minnesota have taken 44 SBA loans since 1991 (average $280,115), and of the 21 loans whose story has ended, 4.8% were charged off — versus 7.2% for THE UPS STORE NON-TRADITIONAL nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 62 franchised outlets in Minnesota (fiscal 2025) — about 1.07 per 100k residents.
Loans in MN
44
Resolved
21
Local charge-off
4.8%
National charge-off
7.2%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MN. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 62 | — |
| 2024 | 63 | — |
| 2025 | 62 | — |
| System | Loans in MN | Local charge-off | Units in MN |
|---|---|---|---|
| Cartridge World | 15 | 23.1% | — |
| Once Upon a Child | 15 | thin | — |
| Candleman | 12 | 60.0% | — |
| Grow Biz International | 12 | 20.0% | — |
| Play It Again Sports (Retail Sports) | 8 | thin | — |
| FLOWERAMA | 7 | thin | — |
| Music Go Round | 7 | thin | — |
| Golf U.S.a. (Retail Golf Equip.) | 5 | thin | — |
Same sector, same state, same public records — how THE UPS STORE NON-TRADITIONAL compares to the systems a buyer in Minnesota would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing THE UPS STORE NON-TRADITIONAL's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →