FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · TEXAS

THE UPS STORE NON-TRADITIONAL franchise in Texas: what the public record shows

Franchisees of THE UPS STORE NON-TRADITIONAL in Texas have taken 179 SBA loans since 1991 (average $259,428), and of the 108 loans whose story has ended, 9.3% were charged off — versus 7.2% for THE UPS STORE NON-TRADITIONAL nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 440 franchised outlets in Texas (fiscal 2025) — about 1.41 per 100k residents.

SBA loan outcomes · Texasvs national

Loans in TX

179

Resolved

108

Local charge-off

9.3%

National charge-off

7.2%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TX. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Franchised outlets in Texas · FDD Item 20+7 over the disclosed window
Fiscal yearFranchisedCompany-owned
20234330
202443113
202544014
Same-sector systems with SBA loan history in Texas12 systems
SystemLoans in TXLocal charge-offUnits in TX
Naturals2Go490.0%
Batteries Plus Bulbs3731.8%
Golf Etc.3346.7%
KID TO KID3219.0%
Once Upon a Child2710.0%
Play It Again Sports (Retail Sports)2435.0%
Cartridge World1926.3%
HobbyTown1630.8%
Wicks 'N' Sticks1336.4%
Golf U.S.a. (Retail Golf Equip.)1272.7%
Candy Bouquet1070.0%
FLOWERAMA9thin

Same sector, same state, same public records — how THE UPS STORE NON-TRADITIONAL compares to the systems a buyer in Texas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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