SBA 7(a)/504 FOIA · FY1991–PRESENT · MISSOURI
WILD BIRDS UNLIMITED franchise in Missouri: what the public record shows
Franchisees of WILD BIRDS UNLIMITED in Missouri have taken 7 SBA loans in the FY1991–present FOIA files (average $248,442). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. WILD BIRDS UNLIMITED's national ratio is 0.3×. Its latest FDD Item 20 state table reports 6 franchised outlets in Missouri (fiscal 2025) — about 0.1 per 100k residents.
Loans in MO
7
Charged off (all years)
0 of 6
Loss ratio in MO
—
Loss ratio nationally
0.3×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = MO. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 6 | 0 |
| 2024 | 6 | 0 |
| 2025 | 6 | 0 |
| System | Loans in MO | Charged off (all years) | Loss ratio in MO | Units in MO |
|---|---|---|---|---|
| True Value Hardware | 17 | 2 of 14 | — | — |
| Play It Again Sports | 15 | 0 of 11 | — | — |
| Radioshack | 13 | 4 of 11 | — | — |
| Sears Catalog Store | 13 | 3 of 12 | — | — |
| Ace Hardware | 11 | 1 of 5 | — | — |
| Computer Renaissance | 11 | 2 of 9 | — | — |
| Children'S Orchard (Retail Clothing) | 10 | 0 of 10 | — | — |
| Plato'S Closet | 10 | 0 of 4 | — | — |
| Cartridge World | 8 | 1 of 8 | — | — |
| Golf U.S.a. (Retail Golf Equip.) | 8 | 3 of 6 | — | — |
| Once Upon a Child | 7 | 0 of 5 | — | — |
| Naturals2Go | 6 | — | — | — |
Other systems in WILD BIRDS UNLIMITED's sector whose franchisees borrowed in Missouri. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

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