SBA 7(a)/504 FOIA · FY1991–PRESENT · NEW YORK
WILD BIRDS UNLIMITED franchise in New York: what the public record shows
Franchisees of WILD BIRDS UNLIMITED in New York have taken 8 SBA loans in the FY1991–present FOIA files (average $94,750). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. WILD BIRDS UNLIMITED's national ratio is 0.3×. Its latest FDD Item 20 state table reports 12 franchised outlets in New York (fiscal 2025) — about 0.06 per 100k residents.
Loans in NY
8
Charged off (all years)
1 of 5
Loss ratio in NY
—
Loss ratio nationally
0.3×
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NY. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 12 | 0 |
| 2024 | 12 | 0 |
| 2025 | 12 | 0 |
| System | Loans in NY | Charged off (all years) | Loss ratio in NY | Units in NY |
|---|---|---|---|---|
| Ace Hardware | 21 | 1 of 12 | — | — |
| Save - a - Lot | 15 | 1 of 9 | — | — |
| True Value Hardware | 13 | 0 of 8 | — | — |
| Plato'S Closet | 11 | 0 of 7 | — | — |
| Play It Again Sports | 11 | 5 of 9 | — | — |
| Fleet Feet | 8 | 0 of 4 | — | 9 |
| General Nutrition Center | 8 | 2 of 6 | — | — |
| Convenient Food Mart | 7 | 1 of 5 | — | — |
| Cartridge World | 6 | 0 of 4 | — | — |
| Metal Supermarkets | 6 | 0 of 5 | — | 2 |
| Naturals2Go | 5 | 0 of 1 | — | — |
| Once Upon a Child | 5 | 0 of 5 | — | — |
Other systems in WILD BIRDS UNLIMITED's sector whose franchisees borrowed in New York. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.
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