SBA 7(a)/504 FOIA · FY1991–PRESENT · NEW YORK
WILD BIRDS UNLIMITED franchise in New York: what the public record shows
Franchisees of WILD BIRDS UNLIMITED in New York have taken 8 SBA loans since 1991 (average $94,750)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 3.8% is the better guide. Its latest FDD Item 20 state table reports 12 franchised outlets in New York (fiscal 2025) — about 0.06 per 100k residents.
Loans in NY
8
Resolved
5
Local charge-off
thin
National charge-off
3.8%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = NY. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 12 | 0 |
| 2024 | 12 | 0 |
| 2025 | 12 | 0 |
| System | Loans in NY | Local charge-off | Units in NY |
|---|---|---|---|
| Subway | 378 | 12.1% | 664 |
| EDIBLE ARRANGEMENTS | 33 | 8.0% | 67 |
| Matco Tools | 22 | 22.7% | — |
| DAIRY QUEEN | 20 | 33.3% | — |
| Allstate Insurance | 19 | 0.0% | — |
| MASSAGE ENVY | 17 | 9.1% | 28 |
| Fastsigns | 12 | thin | — |
| HOTWORX | 12 | thin | 15 |
| Minuteman Press | 12 | thin | — |
| Wyndham | 12 | thin | 1 |
| Plato'S Closet | 11 | thin | — |
| Budget Blinds | 10 | thin | — |
Same sector, same state, same public records — how WILD BIRDS UNLIMITED compares to the systems a buyer in New York would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing WILD BIRDS UNLIMITED's numbers, including talking you out of a bad deal.
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