FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · OHIO

Club Pilates franchise in Ohio: what the public record shows

Franchisees of Club Pilates in Ohio have taken 17 SBA loans in the FY1991–present FOIA files (average $223,082). Fewer than 30 of them were approved through FY2020 and have resolved, so no local loss ratio is published. Club Pilates's national ratio is 0×.

SBA loan outcomes · Ohiovs same-year franchise loans

Loans in OH

17

Charged off (all years)

0 of 9

Loss ratio in OH

—

Loss ratio nationally

0×

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OH. Loss ratio = charge-offs among loans approved through FY2020 ÷ the charge-offs expected if each had defaulted at the national rate for franchise loans approved the same year; 1.0× is the same. Only charged-off and paid-in-full loans count. A ratio is shown at 30+ such loans; “not clear” marks a ratio chance alone could produce. The all-years count mixes every era and is evidence, not a rate to compare. Borrowers are matched to the brand by name and SBA franchise code; some matches may be wrong or missing.

Market density · Ohio vs nationalTypical density

Businesses in this industry

1,270

statewide, all operators

Per 100k residents

10.7

national 11.9

Versus the country

-10%

thinner

Every business in Club Pilates's industry operating in Ohio — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across the brand-state cells in the loan data, denser markets have historically charged off less often than the thinnest (see the research page). A crowded market is usually proven demand; an empty one is often empty for a reason.

Labor cost · Ohio vs nationalTypical wages

Avg weekly wage, this industry

$389

Ohio, BLS QCEW 2025

National average

$438

same industry, all states

Versus the country

-11%

cheaper to staff

What Club Pilates's industry actually pays workers in Ohio, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This cost signal is independent of the FDD: a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.

Same-sector systems with SBA loan history in Ohio12 systems
SystemLoans in OHCharged off (all years)Loss ratio in OHUnits in OH
Orangetheory290 of 20——
ANYTIME FITNESS264 of 15——
Curves for Women196 of 16——
CycleBar150 of 10——
Stretch Lab120 of 1——
Pure Barre110 of 4——
Snap Fitness111 of 7—29
Planet Fitness100 of 7—117
HOTWORX90 of 1—16
TITLE BOXING CLUB93 of 7—8
Fitness Together81 of 7—10
Burn Boot Camp Fitness6———

Other systems in Club Pilates's sector whose franchisees borrowed in Ohio. A loss ratio appears only where at least 30 loans approved through FY2020 have resolved; “—” means too few.

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