SBA 7(a)/504 FOIA · FY1991–PRESENT · TEXAS
Comet One-Hour Dry Cleaners franchise in Texas: what the public record shows
Franchisees of Comet One-Hour Dry Cleaners in Texas have taken 42 SBA loans since 1991 (average $259,990), and of the 38 loans whose story has ended, 13.2% were charged off — versus 11.3% for Comet One-Hour Dry Cleaners nationally and 14.8% across all rateable franchise brands.
Loans in TX
42
Resolved
38
Local charge-off
13.2%
National charge-off
11.3%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TX. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
5,920
statewide, all operators
Per 100k residents
18.9
national 26.7
Versus the country
-29%
thinner
Every business in Comet One-Hour Dry Cleaners's industry operating in Texas — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$609
Texas, BLS QCEW 2025
National average
$659
same industry, all states
Versus the country
-8%
cheaper to staff
What Comet One-Hour Dry Cleaners's industry actually pays workers in Texas, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| System | Loans in TX | Local charge-off | Units in TX |
|---|---|---|---|
| SERVPRO | 74 | 10.0% | 191 |
| The Grounds Guys | 51 | 41.2% | — |
| Rainbow Restoration | 18 | thin | — |
| PAUL DAVIS RESTORATION | 16 | 10.0% | 16 |
| WINDOW GENIE | 15 | thin | 12 |
| Fish Window Cleaning | 13 | thin | — |
| Lawn Doctor | 13 | thin | — |
| One-Hour Martinizing | 11 | thin | — |
| MOLLY MAID | 10 | thin | 44 |
| Shine, SHINE WINDOW CARE AND HOLIDAY LIGHTING, SHINE WINDOW CARE, and SHINE HOLIDAY LIGHTING. | 10 | thin | 13 |
| RESTORATION 1 | 9 | thin | 33 |
| WaveMAX Laundry | 9 | thin | — |
Same sector, same state, same public records — how Comet One-Hour Dry Cleaners compares to the systems a buyer in Texas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing Comet One-Hour Dry Cleaners's numbers, including talking you out of a bad deal.