SBA 7(a)/504 FOIA · FY1991–PRESENT · OHIO
Curves for Women franchise in Ohio: what the public record shows
Franchisees of Curves for Women in Ohio have taken 19 SBA loans since 1991 (average $97,863), and of the 16 loans whose story has ended, 37.5% were charged off — versus 19.0% for Curves for Women nationally and 14.8% across all rateable franchise brands.
Loans in OH
19
Resolved
16
Local charge-off
37.5%
National charge-off
19.0%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OH. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
1,270
statewide, all operators
Per 100k residents
10.7
national 11.9
Versus the country
-10%
thinner
Every business in Curves for Women's industry operating in Ohio — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in OH | Local charge-off | Units in OH |
|---|---|---|---|
| Orangetheory | 29 | 0.0% | — |
| ANYTIME FITNESS; ANYTIME FITNESS EXPRESS | 26 | 26.7% | — |
| Club Pilates | 17 | thin | — |
| CycleBar | 15 | 0.0% | — |
| Stretch Lab | 12 | thin | — |
| Pure Barre | 11 | thin | — |
| Snap Fitness Club | 11 | thin | 29 |
| THE LITTLE GYM | 11 | thin | — |
| Planet Fitness | 10 | thin | 117 |
| Fitness Together | 8 | thin | 10 |
| Burn Boot Camp Fitness | 6 | thin | — |
| Exercise Coach | 5 | thin | — |
Same sector, same state, same public records — how Curves for Women compares to the systems a buyer in Ohio would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Curves for Women's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →