SBA 7(a)/504 FOIA · FY1991–PRESENT · TEXAS
SYNERGY HOME CARE franchise in Texas: what the public record shows
Franchisees of SYNERGY HOME CARE in Texas have taken 13 SBA loans since 1991 (average $149,276), and of the 11 loans whose story has ended, 27.3% were charged off — versus 9.5% for SYNERGY HOME CARE nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 59 franchised outlets in Texas (fiscal 2025) — about 0.19 per 100k residents.
Loans in TX
13
Resolved
11
Local charge-off
27.3%
National charge-off
9.5%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = TX. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
5,328
statewide, all operators
Per 100k residents
17
national 17.4
Versus the country
-2%
thinner
Every business in SYNERGY HOME CARE's industry operating in Texas — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2023 | 61 | 0 |
| 2024 | 61 | 0 |
| 2025 | 59 | 0 |
| System | Loans in TX | Local charge-off | Units in TX |
|---|---|---|---|
| Visiting Angels | 15 | thin | — |
| SENIOR HELPERS | 13 | thin | 25 |
| Bee Hive Homes | 11 | thin | — |
| Comfort Keepers | 9 | thin | — |
| Firstlight Homecare | 8 | thin | — |
| NURSE NEXT DOOR | 8 | thin | — |
| HOME HELPERS HOME CARE | 7 | thin | 29 |
| Bright Star Healthcare/Brightstar | 6 | thin | — |
| OASIS SENIOR ADVISORS | 5 | thin | 8 |
Same sector, same state, same public records — how SYNERGY HOME CARE compares to the systems a buyer in Texas would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing SYNERGY HOME CARE's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →