SBA 7(a)/504 FOIA · FY1991–PRESENT · FLORIDA
Fantastic Sams franchise in Florida: what the public record shows
Franchisees of Fantastic Sams in Florida have taken 31 SBA loans since 1991 (average $101,387), and of the 20 loans whose story has ended, 20.0% were charged off — versus 22.1% for Fantastic Sams nationally and 14.8% across all rateable franchise brands.
Loans in FL
31
Resolved
20
Local charge-off
20.0%
National charge-off
22.1%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = FL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
8,318
statewide, all operators
Per 100k residents
35.6
national 26.6
Versus the country
+34%
denser
Every business in Fantastic Sams's industry operating in Florida — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
| System | Loans in FL | Local charge-off | Units in FL |
|---|---|---|---|
| Planet Beach | 53 | 82.6% | — |
| European Wax Centers-Galleria | 35 | 9.7% | — |
| GREAT CLIPS | 29 | 12.0% | — |
| Hand and Stone Massage and Facial Spa | 29 | 0.0% | — |
| MassageLuXe Spa | 24 | 0.0% | 24 |
| SUPERCUTS | 22 | 0.0% | 142 |
| Amazing Lash Studio | 15 | thin | 26 |
| Restore Hyper Wellness | 13 | thin | — |
| The Lash Lounge | 11 | thin | — |
| Deka Lash | 8 | thin | — |
| Hollywood Tans | 8 | thin | — |
| SMARTSTYLE | 8 | thin | 91 |
Same sector, same state, same public records — how Fantastic Sams compares to the systems a buyer in Florida would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. An independent CPA is paid by you — and the job is pressure-testing Fantastic Sams's numbers, including talking you out of a bad deal.
Talk to an independent CPA before you buy →