SBA 7(a)/504 FOIA · FY1991–PRESENT · OHIO
PAUL DAVIS RESTORATION franchise in Ohio: what the public record shows
Franchisees of PAUL DAVIS RESTORATION in Ohio have taken 8 SBA loans since 1991 (average $1,220,612)— too few resolved loans in-state to publish a local failure rate (we require a resolved cohort, never extrapolate), so the brand's national rate of 8.3% is the better guide. Its latest FDD Item 20 state table reports 7 franchised outlets in Ohio (fiscal 2021) — about 0.06 per 100k residents.
Loans in OH
8
Resolved
6
Local charge-off
thin
National charge-off
8.3%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OH. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor of 30 loans.
Businesses in this industry
2,471
statewide, all operators
Per 100k residents
20.8
national 26.7
Versus the country
-22%
thinner
Every business in PAUL DAVIS RESTORATION's industry operating in Ohio — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$573
Ohio, BLS QCEW 2025
National average
$659
same industry, all states
Versus the country
-13%
cheaper to staff
What PAUL DAVIS RESTORATION's industry actually pays workers in Ohio, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2019 | 8 | 0 |
| 2019 | 8 | 0 |
| 2020 | 7 | 0 |
| 2020 | 7 | 0 |
| 2021 | 7 | 0 |
| 2021 | 7 | 0 |
| System | Loans in OH | Local charge-off | Units in OH |
|---|---|---|---|
| SERVPRO | 16 | 0.0% | 75 |
| SERVICEMASTER CLEAN | 12 | 0.0% | 25 |
| MOLLY MAID | 11 | thin | 18 |
| RESTORATION 1 | 11 | thin | 7 |
| Rainbow Restoration | 10 | thin | — |
| The Grounds Guys | 9 | thin | — |
| Lawn Doctor | 6 | thin | — |
| WINDOW GENIE | 5 | thin | 6 |
Same sector, same state, same public records — how PAUL DAVIS RESTORATION compares to the systems a buyer in Ohio would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing PAUL DAVIS RESTORATION's numbers, including talking you out of a bad deal.