FRANCHISE·WATCH·DESK

SBA 7(a)/504 FOIA · FY1991–PRESENT · OHIO

SERVICEMASTER CLEAN franchise in Ohio: what the public record shows

Franchisees of SERVICEMASTER CLEAN in Ohio have taken 12 SBA loans since 1991 (average $509,550), and of the 10 loans whose story has ended, 0.0% were charged off — versus 0.0% for SERVICEMASTER CLEAN nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 25 franchised outlets in Ohio (fiscal 2025) — about 0.21 per 100k residents.

SBA loan outcomes · Ohiovs national

Loans in OH

12

Resolved

10

Local charge-off

0.0%

National charge-off

0.0%

Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = OH. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.

Market density · Ohio vs nationalThin market

Businesses in this industry

2,471

statewide, all operators

Per 100k residents

20.8

national 26.7

Versus the country

-22%

thinner

Every business in SERVICEMASTER CLEAN's industry operating in Ohio — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.

Labor cost · Ohio vs nationalTypical wages

Avg weekly wage, this industry

$573

Ohio, BLS QCEW 2025

National average

$659

same industry, all states

Versus the country

-13%

cheaper to staff

What SERVICEMASTER CLEAN's industry actually pays workers in Ohio, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.

Franchised outlets in Ohio · FDD Item 20+0 over the disclosed window
Fiscal yearFranchisedCompany-owned
2023250
2024260
2025250
Same-sector systems with SBA loan history in Ohio8 systems
SystemLoans in OHLocal charge-offUnits in OH
SERVPRO160.0%75
MOLLY MAID11thin18
RESTORATION 111thin7
Rainbow Restoration10thin
The Grounds Guys9thin
PAUL DAVIS RESTORATION8thin7
Lawn Doctor6thin
WINDOW GENIE5thin6

Same sector, same state, same public records — how SERVICEMASTER CLEAN compares to the systems a buyer in Ohio would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.

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A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing SERVICEMASTER CLEAN's numbers, including talking you out of a bad deal.

Don Drummond, CPA — Virginia #43775 · what I charge

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