SBA 7(a)/504 FOIA · FY1991–PRESENT · FLORIDA
SERVPRO franchise in Florida: what the public record shows
Franchisees of SERVPRO in Florida have taken 52 SBA loans since 1991 (average $700,648), and of the 32 loans whose story has ended, 9.4% were charged off — versus 6.4% for SERVPRO nationally and 14.8% across all rateable franchise brands. Its latest FDD Item 20 state table reports 165 franchised outlets in Florida (fiscal 2025) — about 0.71 per 100k residents.
Loans in FL
52
Resolved
32
Local charge-off
9.4%
National charge-off
6.4%
Source: SBA 7(a)/504 FOIA files (data.sba.gov), borrower state = FL. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); open loans excluded. A local rate is published only when the resolved cohort clears our floor.
Businesses in this industry
8,332
statewide, all operators
Per 100k residents
35.6
national 26.7
Versus the country
+33%
denser
Every business in SERVPRO's industry operating in Florida — franchised and independent — from the Census Bureau's County Business Patterns (2023), against 2024 population estimates. Counter-intuitively, density is not a warning: across 198 brand-state cells in our loan data, the densest quartile charges off at 5.6% versus 18.1% in the thinnest. A crowded market is usually proven demand; an empty one is often empty for a reason.
Avg weekly wage, this industry
$629
Florida, BLS QCEW 2025
National average
$659
same industry, all states
Versus the country
-5%
cheaper to staff
What SERVPRO's industry actually pays workers in Florida, from the Bureau of Labor Statistics' Quarterly Census of Employment and Wages (2025), employment-weighted across counties. This is a real cost signal independent of the FDD — a market can look demand-rich above and still carry a margin headwind here if local wages run hot for the sector.
| Fiscal year | Franchised | Company-owned |
|---|---|---|
| 2014 | 0 | 0 |
| 2015 | 0 | 0 |
| 2016 | 0 | 0 |
| 2023 | 157 | 0 |
| 2024 | 159 | 0 |
| 2025 | 165 | 0 |
| System | Loans in FL | Local charge-off | Units in FL |
|---|---|---|---|
| The Grounds Guys | 26 | 72.7% | — |
| U.S. Lawns | 22 | 0.0% | — |
| MOLLY MAID | 13 | thin | 39 |
| PAUL DAVIS RESTORATION | 13 | thin | 22 |
| WINDOW GENIE | 13 | thin | 11 |
| Lawn Doctor | 10 | thin | — |
| SERVICEMASTER CLEAN | 9 | thin | 18 |
| Fish Window Cleaning | 8 | thin | — |
| Oxi Fresh Carpet Cleaning | 8 | thin | — |
| JUNK KING | 6 | thin | 14 |
| Maid Brigade | 6 | thin | 9 |
| Chem-Dry | 5 | thin | — |
Same sector, same state, same public records — how SERVPRO compares to the systems a buyer in Florida would actually be choosing between. Local rates under 10 resolved loans are marked thin, not hidden.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing SERVPRO's numbers, including talking you out of a bad deal.