OHIO · SBA 7(a)/504 FOIA · FY1991–PRESENT
Franchises in Ohio: the loan record
Since 1991, banks have made 4,978 SBA-backed loans to franchisees of 284 different brands in Ohio. Of the loans already resolved, 12.3% were charged off — 17% below the national franchise baseline of 14.8%. This page is not a directory of who paid to be listed; it is what actually happened to the people who bought franchises here, according to the federal loan record.
4,978
SBA loans since 1991
284
Brands financed
12.3%
Local charge-off rate
41.9
Loans per 100k residents
| Roly Poly | 5 of 11 defaulted | 45.5%THIN |
| PETLAND | 15 of 35 defaulted | 42.9% |
| Blimpie | 9 of 21 defaulted | 42.9%THIN |
| Matco Tools | 14 of 35 defaulted | 40.0% |
| Tuffy Muffler Center | 4 of 10 defaulted | 40.0%THIN |
| Howard Johnson | 5 of 13 defaulted | 38.5%THIN |
| Curves for Women | 6 of 16 defaulted | 37.5%THIN |
| Maaco Auto Painting Center | 4 of 13 defaulted | 30.8%THIN |
| FLOWERAMA | 5 of 18 defaulted | 27.8%THIN |
| ANYTIME FITNESS | 4 of 15 defaulted | 26.7%THIN |
| SYLVAN LEARNING | 4 of 15 defaulted | 26.7%THIN |
| Quiznos | 23 of 92 defaulted | 25.0% |
| Ramada Inn | 4 of 16 defaulted | 25.0%THIN |
| Popeye'S Famous Fried Chicken | 3 of 12 defaulted | 25.0%THIN |
| Best Western Inn | 5 of 21 defaulted | 23.8%THIN |
| GREAT CLIPS | 0 of 58 defaulted | 0.0% |
| JERSEY MIKE'S | 0 of 37 defaulted | 0.0% |
| AMERIPRISE FINANCIAL SERVICES LLC | 0 of 26 defaulted | 0.0%THIN |
| Culver's | 0 of 24 defaulted | 0.0%THIN |
| Arby's | 0 of 23 defaulted | 0.0%THIN |
| Biggby Coffee | 0 of 23 defaulted | 0.0%THIN |
| Hampton Inns | 0 of 23 defaulted | 0.0%THIN |
| Marco's Pizza | 0 of 23 defaulted | 0.0%THIN |
| Orangetheory | 0 of 20 defaulted | 0.0%THIN |
| Home Instead | 0 of 16 defaulted | 0.0%THIN |
| Buffalo Wild Wings (F/K/a Bw-3 (Buffalo Wings | 0 of 15 defaulted | 0.0%THIN |
| CERTA PROPAINTERS | 0 of 14 defaulted | 0.0%THIN |
| Fedex Ground | 0 of 14 defaulted | 0.0%THIN |
| Nothing Bundt Cakes | 0 of 14 defaulted | 0.0%THIN |
| RODEWAY INN | 0 of 14 defaulted | 0.0%THIN |
Every SBA 7(a) and 504 loan in the FY1991–present FOIA files (data.sba.gov) whose borrower is matched to a franchise brand and whose borrower state is Ohio. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); still-open loans never dilute the rate. A local rate prints only at 10+ resolved loans in-state, and is marked THIN below 30 — directional, not a verdict. Local conditions, lender mix, and era all sit inside these numbers; read a brand's national record and its FDD before concluding anything. Brand links lead to the full sourced profile; “local record” links to the brand's Ohio loan page.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing the numbers, including talking you out of a bad deal.