OREGON · SBA 7(a)/504 FOIA · FY1991–PRESENT
Franchises in Oregon: the loan record
Since 1991, banks have made 950 SBA-backed loans to franchisees of 79 different brands in Oregon. Of the loans already resolved, 12.3% were charged off — 17% below the national franchise baseline of 14.8%. This page is not a directory of who paid to be listed; it is what actually happened to the people who bought franchises here, according to the federal loan record.
950
SBA loans since 1991
79
Brands financed
12.3%
Local charge-off rate
22.2
Loans per 100k residents
| Cold Stone Creamery | 14 of 21 defaulted | 66.7%THIN |
| Quiznos | 14 of 43 defaulted | 32.6% |
| Postal Annex Plus | 3 of 10 defaulted | 30.0%THIN |
| Mail Boxes Etc. Usa | 4 of 15 defaulted | 26.7%THIN |
| Chevron (Gas Station) | 3 of 14 defaulted | 21.4%THIN |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 3 of 15 defaulted | 20.0%THIN |
| Taco Del Mar | 2 of 13 defaulted | 15.4%THIN |
| Domino's Pizza | 2 of 17 defaulted | 11.8%THIN |
| Choice Hotels International | 1 of 10 defaulted | 10.0%THIN |
| Best Western Inn | 1 of 14 defaulted | 7.1%THIN |
| THE UPS STORE NON-TRADITIONAL | 1 of 21 defaulted | 4.8%THIN |
| DAIRY QUEEN | 1 of 36 defaulted | 2.8% |
| Subway | 1 of 69 defaulted | 1.4% |
| Dutch Bros. Coffee | 0 of 16 defaulted | 0.0%THIN |
| Ace Hardware | 0 of 14 defaulted | 0.0%THIN |
| Dutch Bros. Coffee | 0 of 16 defaulted | 0.0%THIN |
| Ace Hardware | 0 of 14 defaulted | 0.0%THIN |
| Travelodge | 0 of 13 defaulted | 0.0%THIN |
| Jimmy John's | 0 of 12 defaulted | 0.0%THIN |
| ECONO LODGE | 0 of 11 defaulted | 0.0%THIN |
| Super 8 | 0 of 11 defaulted | 0.0%THIN |
| AMERIPRISE FINANCIAL SERVICES LLC | 0 of 10 defaulted | 0.0%THIN |
| Motel 6 | 0 of 10 defaulted | 0.0%THIN |
| Subway | 1 of 69 defaulted | 1.4% |
| DAIRY QUEEN | 1 of 36 defaulted | 2.8% |
| THE UPS STORE NON-TRADITIONAL | 1 of 21 defaulted | 4.8%THIN |
| Best Western Inn | 1 of 14 defaulted | 7.1%THIN |
| Choice Hotels International | 1 of 10 defaulted | 10.0%THIN |
| Domino's Pizza | 2 of 17 defaulted | 11.8%THIN |
| Taco Del Mar | 2 of 13 defaulted | 15.4%THIN |
Every SBA 7(a) and 504 loan in the FY1991–present FOIA files (data.sba.gov) whose borrower is matched to a franchise brand and whose borrower state is Oregon. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); still-open loans never dilute the rate. A local rate prints only at 10+ resolved loans in-state, and is marked THIN below 30 — directional, not a verdict. Local conditions, lender mix, and era all sit inside these numbers; read a brand's national record and its FDD before concluding anything. Brand links lead to the full sourced profile; “local record” links to the brand's Oregon loan page.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing the numbers, including talking you out of a bad deal.