NEW MEXICO · SBA 7(a)/504 FOIA · FY1991–PRESENT
Franchises in New Mexico: the loan record
Since 1991, banks have made 516 SBA-backed loans to franchisees of 48 different brands in New Mexico. Of the loans already resolved, 13.2% were charged off — 10% below the national franchise baseline of 14.8%. This page is not a directory of who paid to be listed; it is what actually happened to the people who bought franchises here, according to the federal loan record.
516
SBA loans since 1991
48
Brands financed
13.2%
Local charge-off rate
24.2
Loans per 100k residents
| Hampton Inns | 5 of 12 defaulted | 41.7%THIN |
| Choice Hotels International | 4 of 16 defaulted | 25.0%THIN |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 4 of 21 defaulted | 19.0%THIN |
| Days Inn | 3 of 17 defaulted | 17.6%THIN |
| QUALITY INN | 1 of 10 defaulted | 10.0%THIN |
| BIG O TIRES | 1 of 12 defaulted | 8.3%THIN |
| Subway | 2 of 31 defaulted | 6.5% |
| Super 8 | 1 of 18 defaulted | 5.6%THIN |
| Holiday Inn Express | 0 of 14 defaulted | 0.0%THIN |
| DAIRY QUEEN | 0 of 12 defaulted | 0.0%THIN |
| La Quinta Inn | 0 of 10 defaulted | 0.0%THIN |
| Holiday Inn Express | 0 of 14 defaulted | 0.0%THIN |
| DAIRY QUEEN | 0 of 12 defaulted | 0.0%THIN |
| La Quinta Inn | 0 of 10 defaulted | 0.0%THIN |
| Super 8 | 1 of 18 defaulted | 5.6%THIN |
| Subway | 2 of 31 defaulted | 6.5% |
| BIG O TIRES | 1 of 12 defaulted | 8.3%THIN |
| QUALITY INN | 1 of 10 defaulted | 10.0%THIN |
| Days Inn | 3 of 17 defaulted | 17.6%THIN |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 4 of 21 defaulted | 19.0%THIN |
| Choice Hotels International | 4 of 16 defaulted | 25.0%THIN |
| Hampton Inns | 5 of 12 defaulted | 41.7%THIN |
Every SBA 7(a) and 504 loan in the FY1991–present FOIA files (data.sba.gov) whose borrower is matched to a franchise brand and whose borrower state is New Mexico. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); still-open loans never dilute the rate. A local rate prints only at 10+ resolved loans in-state, and is marked THIN below 30 — directional, not a verdict. Local conditions, lender mix, and era all sit inside these numbers; read a brand's national record and its FDD before concluding anything. Brand links lead to the full sourced profile; “local record” links to the brand's New Mexico loan page.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing the numbers, including talking you out of a bad deal.