LOUISIANA · SBA 7(a)/504 FOIA · FY1991–PRESENT
Franchises in Louisiana: the loan record
Since 1991, banks have made 923 SBA-backed loans to franchisees of 73 different brands in Louisiana. Of the loans already resolved, 14.4% were charged off — in line with the national franchise baseline of 14.8%. This page is not a directory of who paid to be listed; it is what actually happened to the people who bought franchises here, according to the federal loan record.
923
SBA loans since 1991
73
Brands financed
14.4%
Local charge-off rate
20.1
Loans per 100k residents
| Planet Beach | 11 of 24 defaulted | 45.8%THIN |
| Matco Tools | 5 of 13 defaulted | 38.5%THIN |
| Meineke | 4 of 11 defaulted | 36.4%THIN |
| Baskin-Robbins | 5 of 14 defaulted | 35.7%THIN |
| Quiznos | 12 of 39 defaulted | 30.8% |
| DAIRY QUEEN | 3 of 10 defaulted | 30.0%THIN |
| Days Inn | 3 of 15 defaulted | 20.0%THIN |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 2 of 11 defaulted | 18.2%THIN |
| Cicis Pizza | 1 of 10 defaulted | 10.0%THIN |
| Sonic Drive-In | 1 of 13 defaulted | 7.7%THIN |
| Wingstop | 1 of 13 defaulted | 7.7%THIN |
| Subway | 6 of 80 defaulted | 7.5% |
| THE UPS STORE NON-TRADITIONAL | 1 of 14 defaulted | 7.1%THIN |
| ANYTIME FITNESS | 2 of 32 defaulted | 6.3% |
| Mail Boxes Etc. Usa | 1 of 23 defaulted | 4.3%THIN |
| Jimmy John's | 0 of 13 defaulted | 0.0%THIN |
| Schlotzsky'S | 0 of 13 defaulted | 0.0%THIN |
| Snap Fitness | 0 of 11 defaulted | 0.0%THIN |
| Exxon | 0 of 10 defaulted | 0.0%THIN |
| Smoothie King | 1 of 47 defaulted | 2.1% |
| Mail Boxes Etc. Usa | 1 of 23 defaulted | 4.3%THIN |
| ANYTIME FITNESS | 2 of 32 defaulted | 6.3% |
| THE UPS STORE NON-TRADITIONAL | 1 of 14 defaulted | 7.1%THIN |
| Subway | 6 of 80 defaulted | 7.5% |
| Sonic Drive-In | 1 of 13 defaulted | 7.7%THIN |
| Wingstop | 1 of 13 defaulted | 7.7%THIN |
| Cicis Pizza | 1 of 10 defaulted | 10.0%THIN |
| Comfort/ Comfort Inn & Suites/ Comfort Suites | 2 of 11 defaulted | 18.2%THIN |
| Days Inn | 3 of 15 defaulted | 20.0%THIN |
| DAIRY QUEEN | 3 of 10 defaulted | 30.0%THIN |
Every SBA 7(a) and 504 loan in the FY1991–present FOIA files (data.sba.gov) whose borrower is matched to a franchise brand and whose borrower state is Louisiana. Charge-off rate = charged-off ÷ (charged-off + paid-in-full); still-open loans never dilute the rate. A local rate prints only at 10+ resolved loans in-state, and is marked THIN below 30 — directional, not a verdict. Local conditions, lender mix, and era all sit inside these numbers; read a brand's national record and its FDD before concluding anything. Brand links lead to the full sourced profile; “local record” links to the brand's Louisiana loan page.
A broker is paid by the franchisor to place you. I'm paid by you — and the job is pressure-testing the numbers, including talking you out of a bad deal.